Why Employers Choose PRPs

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The easiest, most affordable way for businesses to offer retirement benefits. 

Icon's Portable Retirement Plan (PRP) removes the complexity, high cost, and federal filing requirements and delivers personalized saving and investing to your employees.

This website is operated and maintained by The Icon Savings Corporation (together with its subsidiaries and affiliates, “Icon”). By using this website, you accept our Privacy Policy.

Icon Financial Services LLC (“Icon Financial”) is an SEC registered investment advisor. Investment advisory services are provided by Icon Financial Services LLC (“Icon Financial”) through its online platform and are available only to residents of the United States over 18 years old. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities. Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections are hypothetical in nature, and may not reflect actual future performance. Account holdings are for illustrative purposes only and are not investment recommendations. The content on this website is for informational purposes only and does not constitute a complete description of Icon’s investment advisory services. Certain investments are not suitable for all investors. Icon reserves the right to restrict or revoke any and all offers at any time.

Before opening an investment advisory account, you should review Icon Financials (Form ADV 2 Brochure) which includes a description of certain risks, conflicts, and fees associated with participating in the Icon platform. Apex Clearing Corporation, a third-party SEC registered broker-dealer and member FINRA/SIPC, provides custody and clearing services for Icon Financial.

Icon and its affiliates do not provide tax or legal advice.

Email: [email protected]

Tel: 503-917-0590

Information provided by Icon Customer Support is for informational and general educational purposes only and is not investment or financial advice.

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We respect your privacy and we'll never sell your data.

The smart alternative to a 401k

No fiduciary burden

You’re not a fiduciary with Icon, so there’s no need to pay for costly fiduciary insurance.

Inclusive Eligibility

Whether full-time or part-time, everyone’s covered.

5 Minute Setup

It takes minutes to set up, no plan design required, no federal filing requirements.

Take the product tour

We make it easy for businesses to offer a retirement plan, whether you have a team of 5 or 5,000.

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We respect your privacy and we'll never sell your data.

Frequently Asked Questions

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Seamless Payroll Sync:

We're integrated with top payroll providers. This means we automatically sync employee data and automate deductions.

plus hundreds of others

Only 10% of employers offer a 401k plan. For everyone else, there's Icon.

The easiest, most 
affordable way for businesses to offer retirement benefits

See how Icon can help your business manage retirement benefits.

We make it easy for businesses to offer a retirement plan, whether you have a team of 5 or 5,000.

Icon’s PRPs are scalable and inclusive, serving startups and large enterprises alike. We offer a flat, predictable monthly fee based on your company size, ensuring you get exactly what you need without any surprises.
Our flat monthly pricing is all-encompassing, covering all operational costs. There is no per employee charge for employers, no hidden fees, and no transaction fees.. Employers pay one straightforward fee.
We harness the power of technology to streamline administrative processes, significantly reducing costs. Through automation, we minimize expenses and pass those savings directly to you.
Yes, Icon's platform is designed for compatibility. It connects seamlessly to your existing bank and payroll system, simplifying plan administration.
Yes, employees can make tax-deferred contributions to a traditional IRA or opt for a Roth IRA where qualified distributions may be tax-free.
Icon uses low-cost ETFs from BlackRock and Vanguard, two of the world’s most respected and well-known asset managers. Our portfolios are constructed using ETFs with average fund fees of 0.07%, which is significantly less than the industry average of 1.13%*. Icon receives no sales commissions or other fees associated with the selection of funds.

*2019, 401k Book of Averages

Portable Retirement Plans

PRPs provide valuable benefits for both employers and employees.

Icon’s PRPs deliver fully integrated portability through an innovative IRA-based plan.

Designed to Make a Difference

Employers win. 

We’ve removed the sponsorship burden that comes with 401k plans. This means less admin, reduced costs, and no fiduciary responsibilities.

Employees win. 

Icon is the fiduciary, so we act in the employee’s best interest. Unlike 401ks, our plans are portable, and travel with individuals when they change jobs.